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đánh poker - Home construction, renovation loan

For the need of home construction, renovation or decoration.

Benefits

  • Loan amount: Based on a home construction and renovation plan.
  • Proof of income: Diversified.
  • Various methods of interest and principal payment are available to match clients' needs.
  • Interest rates: Competitive, calculated on the outstanding loan (remaining loan).
  • Policy for early repayment: Flexible.

Features

  • Loan term: Up to 15 years.
  • Grace period: Up to 01 year.
  • Disbursement: In lump sum or in tranches according to actual construction progress.
  • Payment method:
    • Interest: Monthly;
    • Principal: Linear (monthly or periodically but not longer than 6-month interval), ladder (increasing 10–20% per year ) or according to client’s cashflow.

Requirements

  • Clients must be Vietnamese citizens, aged 18 years or older.
  • Clients must have stable source of income and be able to repay the loan.
  • Clients must provide collateral (property being renovated or other property).

Reference

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