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live casinos - Home mortgage

For the need of funds to purchase/receive transfer of ownership of houses and land use rights

Benefits

  • Loan amount: Based on the value of houses and lands to be bought and the collateral.
  • Various methods of interest and principal payment are available to match clients' needs.
  • Proof of income: Diversified.
  • Interest rates: Competitive, calculated on the outstanding loan (remaining loan).
  • Policy for early repayment: Flexible.

Features

  • Loan term: Up to 25 years.
  • Grace period: Up to 1 year.
  • Flexible payment method:
    • Interest: Monthly or quarterly;
    • Principal: Linear (monthly or periodically but not longer than 6-month interval), ladder (increasing 10–20% per year) or according to the cashflow of clients.
  • Disbursement: In lump sum or in tranches.

Requirements

  • Clients must be Vietnamese citizens, aged 18 years or older.
  • Clients must have stable source of income and be able to repay the loan.
  • Clients must provide collateral (lands/houses to be purchased or other property).

References

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