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cách tính lô đề - Loans secured by savings books and valuable papers

For the need of funds for living expenditures.


Product details
  • Quick funds to meet client’s needs.
  • Loan amount: Up to 100% value of the collateral.
  • Loan term: As per demand.
  • Interest rates: Competitive and calculated based on the remaining loan.
  • Various types of collateral: Deposit account balance, savings book, valuable papers, gold.


  • Loan amount: Up to 100% value of savings books or valuable papers.
  • Purpose: Living expenditures.
  • Payment method:
    • On the maturity date; or
    • Monthly/periodically but not longer than 6-month interval.
  • Simple application and quick document processing.


  • Clients must be Vietnamese citizens or foreign citizens who reside in Vietnam (a loan term will be granted for foreign citizens within the residence period as specified in legal temporary residence cards), aged 18 years or older.
  • Clients must provide collateral: Savings book or valuable papers (issued by ACB or by other credit institutions and accepted by ACB), gold.


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